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Types of Federal Aid Available

Students must be enrolled at least half-time during a quarter to be eligible for federal aid. Half-time is 4 quarter units for MA programs and 3 quarter units for PhD.

Direct Unsubsidized Loans

• Direct Unsubsidized Loans are available to graduate and professional students who file the FAFSA; there is no requirement to demonstrate financial need.
• $20,500 annual limit.
• $100,000 lifetime limit, which includes any unsubsidized loans borrowed for any undergraduate degree/graduate programs
• Students must complete the Loan Entrance Counseling and sign the Master Promissory Note for Subsidized/Unsubsidized Loans before they can be disbursed:
  • MPN:
  • Entrance Counseling:
• Interest begins to accumulate when the loan is disbursed, unpaid interest will be .
• of loans first disbursed on or after July 1, 2026 and before July 1, 2027:
  • Direct Unsubsidized Loans for Graduate and Professional Students: 8.07%

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How to Apply

File the FAFSA (Free Application for Federal Student Aid)

• FAFSA Application:
• The FAFSA application for the upcoming academic year is available on October 1st��of every year. Although graduate students can apply at any time during the year, we ask that students have their FAFSA completed by June 1^st to allow time for processing before Fall.
• To file a FAFSA, you must create a
• Our Federal School Code is 03076100
• The 2026-2027 FAFSA is to apply for aid for the 2026-2027 Academic Year (Fall 2026 through Summer 2027)

Basic Student Eligibility Criteria

• be a U.S. citizen or an��.
• have a valid Social Security number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau);